Financial forecasting & decision support

Know where your money is headed.

Connect your accounts and SimplBudget helps turn your income, recurring costs, and everyday spending patterns into a clearer view of what's ahead.

See how much financial room you have and test decisions before you spend.

Coming soon on iPhone

Plaid handles your financial institution login. SimplBudget cannot move your money. No spreadsheets. No category budgeting.

See where your money is headed

Home, Planning, Activity, and Ask — built around a 90-day financial outlook, not manual category budgeting.

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Home
Available Margin $2,713 Your financial room · 90 days
Financial Standing
Scheduled debt payments $2,827
Cash Forecast

Available Margin, Financial Standing, scheduled obligations, and your Cash Forecast — on one Home screen.

Built for cash confidence

Understand what you can do next — less budgeting, more clarity.

Available Margin

Available Margin shows how much financial room your projected cash outlook gives you over the next 90 days. See how much room you have before cash could get tight.

Financial Standing

See your Financial Standing with simple guidance based on your projected cash outlook.

Forward-looking forecast

SimplBudget brings together expected income, recurring financial obligations, known payments, and normal everyday spending patterns to build a forward-looking view of your cash.

Automatic obligations

Recurring bills, subscriptions, and scheduled debt payments are detected from your linked activity — so you don't rebuild a budget every month.

Planning

See how a planned expense could affect your financial outlook before you spend. Estimate whether a future expense looks affordable and how much you may want to set aside.

Ask SimplBudget

Ask “Am I financially okay?” or “Can I afford this?” and get answers from your projected cash flow — clearly labeled as estimates.

Who it's for

People who want clarity about next month — not another spreadsheet.

Busy households

Paychecks, rent, loans, and school payments land on different dates. You don't need another category chart. You need to know how much financial room you actually have.

Anyone tired of budgeting

If traditional budgets feel like homework, SimplBudget learns from your connected financial activity so you don't have to constantly maintain a traditional budget.

Decision-makers mid-month

Before a trip, a gift, or a big purchase — know what you can afford before you spend.

What makes SimplBudget different

Less budgeting. More clarity.

See where your cash is headed

SimplBudget creates a forward-looking view of your finances instead of only showing what already happened.

Know your financial room

Available Margin helps you understand how much room your projected cash outlook gives you.

Make decisions with more confidence

Test a planned expense and see how it could affect your outlook before you commit.

Instead of…
  • Budgeting and tracking categories
  • Envelopes and spreadsheets
  • Telling you what you already spent
  • Manual planning every month
SimplBudget…
  • See where your cash is headed — not just where it went
  • Surfaces Available Margin automatically
  • Detects recurring obligations from your activity
  • Helps you decide what you can afford before you spend

See where your cash is headed — not just where it went.

How it works

Three steps to a clearer view of what's ahead.

  1. 1

    Connect your accounts

    Securely connect your financial accounts with Plaid.

  2. 2

    We build your 90-day outlook

    SimplBudget brings together expected income, recurring financial obligations, known payments, and normal everyday spending patterns to build a forward-looking view of your cash.

  3. 3

    See your financial outlook

    • Available Margin
    • Financial Standing
    • Cash Forecast
    • What-If planning and long-term affordability estimates
    • Ask SimplBudget

Built with privacy in mind

Plaid handles your financial institution login. SimplBudget does not store your bank username or password and cannot move your money. Your connected financial information is used to help build your financial outlook — not sold as a product. Connected financial data may take time to update; SimplBudget is designed to show what it knows rather than pretend financial information is always real-time. Read our Privacy Policy and Terms of Service.

Questions, answered

Straightforward answers for first-time visitors.

What is Available Margin?

Available Margin is an estimate of your financial room based on your projected cash outlook over the next 90 days. SimplBudget considers information from your connected accounts and the financial patterns it has identified to help show how much room you may have before cash gets tight. It is an estimate, not a guarantee.

Is this a budgeting app?

No. SimplBudget is a financial forecasting and decision-support app. It helps you see where your money is headed and understand what you can afford — without assigning every purchase to a category.

How do bank connections work?

Connections use Plaid. You authenticate with your institution through Plaid’s secure flow. SimplBudget does not see or store your bank username or password.

How current is my financial information?

Financial information from connected institutions may take time to update, so SimplBudget's forecasts are estimates based on the information currently available.

When will it be available?

SimplBudget is coming soon on iPhone. Join the waitlist and we’ll email you when access opens.

Is this financial advice?

No. SimplBudget provides informational estimates only. Always review your own finances before making spending decisions.

Get early access

Join the waitlist for SimplBudget on iPhone — a 90-day financial outlook, Available Margin, and decision support without traditional budgeting.